Council Tax Support and Housing Benefit Calculator
Fill out this simple form for an instant on-line estimate - this calculation is only an estimate and is based on the
information you supply. For a full evaluation make a formal claim asap.
Usually Benefit / Support will only start from the Monday after the Council receive your form.
Step 1: Rent
This section requests rent and weekly LHA details for a Housing Benefit Claim ( skip
Step 1 if you just want help with your
Council Tax bill )
Step 2: Council Tax
This section requests your Council Tax details (skip this stage if you do not want help with your Council Tax bill)
Step 3: General
This section requests some General Information about you. If you answer "Yes" to this
first question you can skip all the income questions (steps 7 to 11) because your income will be entirely disregarded
for the purposes of this calculation.
Step 4: Capacities and Disabilities
This section looks for claimant (and partner) work capacity / health / disability issues or carer
functions (if any) - otherwise skip this step. Should you be one of the few Permitted Work earners (on the
higher monetary limit) then you are likely to be awarded substantial benefit so do apply asap.
Be sure to enter any Employment and Support Allowance payments down at Step 8
as other unearned income. Where a partner gets the (higher) ESA support component, a couple might want to swap claim
roles to increase potential HB/CTS.
and , if applicable.
You get Attendance or Constant Attendance Allowance, Disability Living Allowance,
Personal Independence Payment, Invalid
Vehicle Scheme or Motability, War Pensioners' Mobility Supplement, Severe Disablement Allowance, Incapacity Benefit
(paid at the long term rate) or you are registered blind (or regained your sight in the last 28 weeks)?
Or you (the claimant only) have been off work sick for at least 52 weeks (28 if terminally
ill) with medical evidence / sick notes ?
You (and partner) get care component of DLA (middle/high rate) or the PIP daily living component or Attendance
/ Constant Attendance Allowance (or partner blind and you get one), and
No other adult lives in your home except your partner, other than disabled persons, your carer, landlord or other tenants,
Step 5: Children and Young Persons
This section requests details of your children and young persons for whom child benefit is paid.
Step 6: Single Lone Parent
This section requests details for single lone parents only - otherwise skip this step
Step 7: Earnings
This section requests your earnings details. As mentioned at Step 3, skip to step 12 if you are on Income
Support, Income-based JSA, Income-related ESA or PGC. Give figures for the claimant (and partner). Include average earnings
from employment and self employment. Be sure to enter weekly figures in the Weekly column only and Monthly
figures in the Monthly column only.
Step 8: Unearned Income
This section requests your Unearned income figures for you (and your partner). Please make them weekly.
Do subtract a £20.00 disregard
from the weekly rent received from each one.
We do not count War Pensions, charitable payments or payments made as a result of personal injury as income.
So do not enter them below.
Step 9: Savings
This section requests your Savings, Investments and other assets (claimant and partner). You cannot qualify for any
Housing Benefit or (most) Council Tax Support if you and any partner have £16,000 or more in savings and investments. The home you live in
and personal possessions do not count.
Step 10: Childcare
This section requests your eligible childcare charges (up to £175 p/w for 1 child or £300 for more) and
student expenses. Charges for registered or approved childcare can be deducted from the income of couples or lone parents in
remunerative work or on Statutory Sick, Maternity, Paternity or Adoption Pay or a similar benefit (up to 28 weeks).
Each parent must be working at least 16 hours a week - but couples still qualify if one works and the partner is
incapacitated, in hospital or prison. N.B. costs of childcare in the child's own home by a close relative are excluded.
Step 11: Tax and Pension Credits
This section looks for Tax and Pension Credits - income for (nearly) everyone from the Government! They get added to claim income.
Step 12: Non Rent Paying Adults
This section looks for other adults who live with you but pay no rent (often grown-up children) - but don't count
your partner or students. These so called "non-dependants" are assumed to be contributing to the household income so a deduction is made from
any benefit for each one. So do enter the number of non-dependants in each of these Income Categories but skip this step if you (or your
partner) is disabled due to blindness, or are receiving a DLA care / PIP living component or Attendance Allowance has been awarded.
That's all you need to do!
and let the program work it out.
Tax / Pension Credits p/w
How your benefit is worked out.If the Total Applicable Amount is higher than Net Weekly Income, Maximum Benefit is
awarded. But if Net Weekly Income is higher than the Total Applicable Amount, 65% of the "excess income" is deducted from Maximum
HB to find the award. For Council Tax Support a 20% of the "excess income" taper is deducted from the maximum award.
NB Non-dependant deductions are also taken off at this stage.
From July 2013, a cap may be put on the total amount of Benefits you can get, one of which is Housing Benefit. To find out whether the Benefit Cap will be applied to you, go to http://www.direct.gov.uk/benefitcap. You will need to make a note of how much HB is shown here. No cap will apply to Council Tax Support
Alternative Council Tax Support is often called Second Adult Rebate. It is based on the
income of the non-dependants. The program calculates if you are better off with an award based on your circumstances or your
Second adult rebate weekly CT Support.
And finally you can use the browser Print button to launch a print or change your figures to calculate again or
the whole lot.
Valid April 2013 through March 2014 - Copyright www.ovaltech.ltd.uk